Most Riverwood properties sit next to the golf course, the river, a canal or pond. Condos are clustered into four unit buildings, and floor plans might include a private lanai, a large kitchen, one to two bedrooms and a garage. Attached villas range in size from approximately 1,557 to 2,040 square feet. Two bedrooms, a garage, and a den may be part of these homes. Single-family and executive estates have up to five bedrooms as well as a three car garage, an office, and a courtyard.

Prices begin in the mid-$300,000s. The HOA fee depends on type of home and ranges from about $135 per month to $600 per month. There is also an annual assessment fee of $1,479 to cover infrastructure improvements. Please verify these prices with a Realtor as they may change.

Master association fees help pay for a manager, guards at the gate, a roving security patrol, an activities director and maintenance of most community property. Neighborhood associations provide lawn care and water service.

Riverwood's clubhouse has a fitness center, a catering kitchen, and meeting rooms. Tennis courts, an 18-hole golf course, a dog park, a private off-site beach club, and a junior Olympic-size pool are a few of the other recreational amenities. Three hundred acres have been set aside as natural preserves. The paths that wind through their pines, salt marshes and lakes offer solitude and a chance to bond with nature.

The surrounding Port Charlotte area has an abundance of medical, shopping, and entertainment facilities. The harbor is a great place to launch a boating or fishing adventure.

Fawcett Memorial Hospital is accredited by the Joint Commission and is a Primary Stroke Center.

Port Charlotte high summer temperatures usually top out in the low-90s. Winter temperature highs are in the 60s and 70s with lows in the 50s. Average rainfall is 50 inches per year with the usual summertime afternoon showers.

Visit www.riverwoodgc.com for more information. Go to tinyurl.com/24fh96m9 for listings.

Florida:

Sticking out into Hurricane Alley, Florida was a land no nation seemed to want. Ruled successively by Spain, France, England, and the Confederate States of America, the state had a backwater reputation. Other than St. Augustine and Pensacola, there were few cities. The area was rural and populated by frontier farmers.

In the late-1800s, changes came when railroads began chugging down both coasts. Industrialist Henry Flagler's Florida Easy Coast Railway even made it all the way to Key West. The Great Florida Land Boom, the build-up to World War II, and the space industry also helped turn Florida into one of the nation's most populous states. In 1900, there were about 500,000 residents. Today, there are more than 20 million, almost 351 people per square mile.

Why do people keep coming? Tourism marketing is one reason. Annually, millions visit Orlando's theme parks and the state's 663 miles of white sand beaches. Taxes generated by the billion dollar vacation industry allow Florida to prosper without a personal income tax. Budget-sensitive retirees have flocked to its cities and shorelines.

If you can ignore the hurricanes, the state's climate is relatively mild. Only five other states are sunnier. Florida's system of state universities and community colleges is sizable, and its big cities are meccas for culture and the arts. Sarasota is a good example. Its Ringling Museum Complex contains internationally known art museum, a circus museum, an historic theater, and a 66-acre garden. Museums near Orlando range from a Zora Neale Hurston gallery to a Madame Tussauds.

Why Would Someone Age 55+ Retire in an All Ages Development?

While communities designed for people age 55 or better have a lot of benefits, not everyone wants to retire in a development where most of the residents are the same age and often of the same socioeconomic background. All ages community by law cannot discriminate based on age so they nearly always have a wide range of residents, from families and single professionals to empty nesters and often retirees. Many older all ages neighborhoods are organic, that is having grown over time and never having been "master planned." These usually do not have amenities such as a pool, tennis courts, etc. But more and more new all ages communities are master planned, gated, with covenants and HOA fees. Retirees often prefer these to 55+ communities because they allow more interaction with people from more cross sections of the country.

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