Cost-of-Living: Below the National Average


Idaho Retirement Communities


Golden Spike Estates

8580 W. Yosemite

Rathdrum, Idaho  83858

Award Winning, 55+ Manufactured Home Community Offers Affordable, Well-Designed Residences in a Quiet, Scenic, Northern Idaho Setting

Golden Spike Estates, located "way up there" in the panhandle of northern Idaho, is about 15 miles northwest of Coeur d'Alene and 35 miles northeast of Spokane, Washington.  It is a peaceful and safe 55+ community that features affordable, maintenance-free manufactured homes on lots with mountain views.   This is western living, with plenty of clean air, a big sky and open spaces.  The community is new, well-manicured and well-kept, and it has won a Special Recognition Award from AARP and the Home Builders Association.  


Homes are all one-story, single-family, custom-built designs with no stairs.  As standard features, each one has energy-saving attributes, a gas fireplace, air-conditioning, a garage, landscaping, underground sprinklers and "aging in place" features such as wider doors and no-step showers.   Further features include a covered walkway, a covered back patio, a garage workshop, a kitchen pantry and walk-in closets.   All homes also come with a heated driveway and sidewalk, a nice perk in Idaho.   There are 18 floor plans, and residences have from 990 square feet to 2,000 square feet.     Keep in mind that these dwellings sit on leased land, which is why the prices are relatively low.  Land lease fees  include city water and sewer, garbage pick-up, property taxes, snow removal, clubhouse privileges and RV storage.  All homes are owner-occupied.  Visit www.goldenspikeestates.com for more information.


The clubhouse here is 12,000 square feet and has a kitchen, a ballroom, a computer lab, a pool table, a Jacuzzi, an exercise room, a small library, a movie room and craft rooms, as well as a pool with exercise classes offered.   The new 9-hole golf chip course, horseshoe pits, fire pit and outdoor BBQ, seven-acre "people park" and -acre pet park give residents a reason to be outside (with or without a pet).  

The best thing about retirement here may just be the location.  This is beautiful, rugged country, and mountains surround the development.  Outdoor recreation opportunities, including fishing, camping, skiing and hiking, abound.  For more urban pursuits, picturesque Coeur d'Alene, 15 miles down the road, offers a good selection restaurants, shops, casinos, golf courses, theater venues, galleries and has very good medical care.   The small town of Rathdrum itself (population 6,600) is growing (30% in the last decade) and has a crime rate and a cost of living below the national average.

A nice benefit of retiring in this development is that Idaho has a 50% home owners' property tax exemption.  Residents of Golden Spike Estates qualify, even though they do not own the land upon which their homes sit.  

The weather here is on the cool side.  Some might even call it cold.  Summer daytime temperatures average in the 70s, and winter temperatures are in the teens, 20s and low 30s.  Winters can also bring 15 or more inches of snow each month and skies are often overcast.  Summers are characterized by bright blue skies.   The elevation is 2,200 feet.



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