Sun City offers something for nearly everyone. Garden homes are ground floor and clustered around trees and lawns. Condominiums are spread out among low-rise buildings. Patio homes and Gemini homes share at least one wall. Single-family homes have a front and a back yard, a driveway, and a carport or an attached garage.

Sun City also has assisted living facilites, memory care facilities and nursing care facilities.

Many properties have water or golf course views. Most homes have been remodeled. Wide, golf-cart-legal streets meander past residences and green spaces.

Prices start well below $100,000. All residents pay approximately $525 per year to Recreation Centers of Sun City (RCSC) for amenities access. Association fees vary by neighborhood and range from about $15 to $250 per month. Some single family homes pay no HOA fee. Fees in the assisted living facilities start at about $1,554 per month and include one meal a day, weekly housekeeping, 24 hour nurse, valet service and access to all amenities. Please verify all prices with a Realtor as prices will change.

It is easy to see why the amenities are a reason that people retire here. Homeowners enjoy two man-made fishing lakes, 11 golf courses, seven recreation centers, lawn bowling courts, indoor and outdoor swimming pools, a woodworking shop, a lapidary studio, 19 shopping complexes, 30 churches, one synagogue, two libraries, dentists and doctors and more.

The Sundial Auditorium and Sun Bowl host performances and a concert series. A full-time activities director oversees more than 200 clubs, fitness classes, and outings.

Downtown Phoenix is 16 miles to the southeast. Closer attractions include the Challenger Space Center, Wildlife World Zoo, Lake Pleasant, and the Rio Institute for Senior Education. Major league spring training camps, the Cardinals' State Farm Stadium, and the Coyotes' Gila River Arena are all nearby.

Sun City has its own accredited hospital, Sun Health Boswell Hospital.

Summer temperatures can reach into the low-100s. Winter temperatures are in the 40s, 50s and 60s. On average, the area receives about 10 inches of rain per year.

Visit suncityaz.org for more information. Go to tinyurl.com/59drtfnt for listings. Please note that the amount listed beneath each sales price on this site is an approximation of the total monthly payment (mortgage payment plus HOA fee), based on a 30 year fixed mortgage at 4.18% with 20% down.

Arizona:

Scholars debate over the name's origin. Arizona could either be Basque for "place of oaks" or Tohono O'odham for "place of the young spring." Whatever its true meaning is, Arizona and its cities have been growing rapidly since the 1950s.

And why not? It's not just the days and days of sunshine. The state contains some of the country's greatest natural treasures. There are 210 named ranges including the Sky Island Mountains and the Superstition Mountains. Don't forget the 277-mile long Grand Canyon. Arizona residents are never far from a hiking, biking, camping, paragliding, white river rafting, fishing, horse back riding, snow skiing adventure.

The cities, too, are packed with things to do. Phoenix has one of the area's best Dia de los Muertos celebrations. Tucson's Folk Festival attracts thousands to its showcase of bluegrass and country artists. Its film festival, over 25 years old, has screened more than 2,600 films from 90 plus countries. Scottsdale has a handful of food festivals and launches balloons from the Salt River Fields. Prescott hosts the "wordld's oldest rodeo." Held every July 4th weekend, the event has everything from bull riding to wild horse racing.

Arizona State University (ASU), a public research university, has five Phoenix campuses and four regional learning centers. The university's Sun Devils field 24 varsity teams. ASU's collaboration with the Mayo Clinic is bringing cutting edge-medicine and medical care to the Southwest. Its Herberger Institute for Design and the Arts offers a full season of exhibitions, theater, film, and dance.

Are 55+ Communities Really "Retirement" Communities?

Many people who live in age-restricted developments (usually for people age 55+) are still gainfully employed. So why would they live in what is considered a "retirement" community? Why not continue to live in a standard neighborhood? People still employed choose age-restricted communities for the same reasons as people who are retired do: the safety, amenities and sense of community that one can provide.

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