Numerous villages make up Heritage Isle, and they are interconnected by bridges and Legacy Boulevard. Throughout these villages are ponds and canals, ensuring soothing water views. Nicely landscaped lanes are lined by attractive, acorn-shaped street lamps.

The condominiums are in multi-storied, pastel-colored buildings, and each unit has a screened-in balcony. Sizes range from about 1,200 square feet to 1,400 square feet with two to three bedrooms and two baths. The homes also have elevator access, covered parking and golf course views.

The town homes and duplexes have two bedrooms, a flex room and two baths. Sizes range from approximately 1,340 square feet to 1,840 square feet.

The single family homes come in two collections, Manor and Estate, and they range in size from roughly 1,580 square feet to more than 2,600 square feet.

The Manor homes have two to three bedrooms, two to three baths and a two car garage.

The Estate residences have the same number of bedrooms and baths but come with a three car garage.

All garages face the street, and entry ways are recessed. Exteriors are stucco and/or vinyl. A few custom homes have more than 4,000 square feet.

Prices begin in the low-$300,000s. The HOA fee ranges from about $410 per quarter to $1,300 per quarter. Please check with a Realtor to verify these prices as they may change.

The opulent, 21,000 square foot clubhouse is a gem. It boasts a library, a state of the art fitness center, a computer center, a billiards room and a ballroom. Outside, the resort-style pool and Jacuzzi are surrounded by trees, and inviting walking trails entice even the most sedentary resident to get out for a walk. The Duran Golf Club and its 18 holes are just next door.

Residents also have wide choice of activities to engage in and groups to join. These include aerobics, bingo, movie nights, pool parties, a book club, planned trips, dinner dances and much more. A full time activities director ensures that there is always something to do.

Melbourne is a low key place but has two golf courses, a zoo and Avenue Viera, which is a shopping mall with Belk, Kohl's and Sports Authority. The Eau Gallie Arts district has an art museum, a farmers' market and a monthly First Friday. The Brevard Symphony Orchestra, the Space Coast Ballet and the Melbourne Civic Theatre provide a bit of culture. Some beautiful beaches are nearby.

Holmes Regional Medical Center is accredited by the Joint Commission. It is also a Primary Stroke Center.

The area has a subtropical climate with hot, wet summers and dry, mile winters. Summer temperatures are in the 80s and 90s, and winter temperatures are in the 50s, 60s and 70s.

Go to www.jackjeffcoat.com/heritage-isle.asp for listings.

Florida:

Sticking out into Hurricane Alley, Florida was a land no nation seemed to want. Ruled successively by Spain, France, England, and the Confederate States of America, the state had a backwater reputation. Other than St. Augustine and Pensacola, there were few cities. The area was rural and populated by frontier farmers.

In the late-1800s, changes came when railroads began chugging down both coasts. Industrialist Henry Flagler's Florida Easy Coast Railway even made it all the way to Key West. The Great Florida Land Boom, the build-up to World War II, and the space industry also helped turn Florida into one of the nation's most populous states. In 1900, there were about 500,000 residents. Today, there are more than 20 million, almost 351 people per square mile.

Why do people keep coming? Tourism marketing is one reason. Annually, millions visit Orlando's theme parks and the state's 663 miles of white sand beaches. Taxes generated by the billion dollar vacation industry allow Florida to prosper without a personal income tax. Budget-sensitive retirees have flocked to its cities and shorelines.

If you can ignore the hurricanes, the state's climate is relatively mild. Only five other states are sunnier. Florida's system of state universities and community colleges is sizable, and its big cities are meccas for culture and the arts. Sarasota is a good example. Its Ringling Museum Complex contains internationally known art museum, a circus museum, an historic theater, and a 66-acre garden. Museums near Orlando range from a Zora Neale Hurston gallery to a Madame Tussauds.

Who Buys in a 55+ Community?

Age-restricted communities, at least those for residents age 55 or better, generally appeal to people seeking a sense of community with other people from similar socioeconomic backgrounds. Most developments are gated or at least have some type of secured access and appeal to retirees seeking a sense of security. People who enjoy lots of amenities, planned activities and social interaction also buy in 55+ developments. Just an FYI: newer communities tend to have a younger demographic while older communities usually have a more mature set of residents, primarily because residents in older developments purchased when they were younger and have stayed put.

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