Lighthouse Bay was developed by Wallace Homes from 2000 to 2004 and is designed so that each residence overlooks one of 13 fishing lakes that are scattered throughout the nicely manicured surroundings. All residences are Mediterranean-style with a stucco exterior and a red tile roof.

The condos have two bedrooms, two baths and approximately 1,250 square feet to 1,365 square feet. They also have a detached carport.

The coach homes have three bedrooms, two baths and approximately 1,355 square feet to 1,650 square feet. They, too, have a detached carport.

The courtyard villas are duplexes with two to three bedrooms, two baths and approximately 1,785 square feet to 1,960 square feet. Instead of a carport, they have an attached two car garage, a private patio and a small glass-enclosed swimming pool.

The carriage homes are the largest residences, and they have two to three bedrooms, two baths and an attached garage large enough for one or two cars. These homes and the coach homes have a second story.

Current home prices start in the mid-$300,000s. The HOA fee is around $700 to $800 per month. Please check with a Realtor to verify these prices as they may change.

With its tropical setting, plentiful vegetation, narrow walkways, cobblestone bridges and fountains, Lighthouse Bay is an inviting place. It also has excellent amenities, including five swimming pools (one is lagoon-shaped with a spa). There is also a lap pool and a sauna.

The Har Tru tennis courts, a fitness center and three miles of walking pathes are futher ways to stay in shape. The clubhouse has a full time activities director, and groups and events are many. The tennis club is particularly active.

The private beach features a boat dock with paddle boats. Fishermen often take advantage of the stocked lakes. The 26-acre nature preserve lends a sense of serenity and is a favorite wintering ground for numerous bird species.

Bonita Springs is along Estero Bay and the Gulf of Mexico, with the nine-mile long Imperial River running through the middle of downtown. A nearby barrier island has several beachfront parks, including Bonita Beach Park, which has sand dunes, swimming areas and a boardwalk. Nearby Barefoot Beach Preserve Park has often been named one of the best beaches in the nation.

The city does not have a hospital of its own, but Physicians Regional is 14 miles away in Naples and is accredited by the Joint Commission.

Summer temperatures are in the 80s and 90s, and winter temperatures are in the 50s, 60s and 70s. On average, Bonita Springs receives 53 inches of rain per year.

Visit www.lighthousebay.com for more information. Go to tinyurl.com/em4p9je5 for listings.

**The HOA has the Bonita Springs address, while homes for sale have an Estero address. The community sits on the border between Bonita Springs and Estero.

Florida:

The world's 11th largest peninsula doesn't just have an east coast and a west coast. It has a First Coast, Surf Coast, Space Coast, Treasure Coast, Gold Coast, Paradise Coast, Lee Island Coast, Cultural Coast, Nature Coast, Big Bend Coast, Emerald Coast, and a Forgotten Coast.

Each of these geographic regions is packed with its own history and attractions. The first place to be colonized by Europeans, the First Coast is rich with tidal marshes. It's the home of Amelia Island and St. Augustine. The venerable Castillo de San Marcos sits here and guards the Matanzas Bay.

Daytona Beach and the Halifax River are the heart of the Surf Coast. Automobile racing helped it develop its reputation. The area code is 386 (FUN). South of the fun is the Space Coast. Cocoa Beach, Cape Canaveral, and the Kennedy Space Center are a part of its culture.

Named after the Spanish fleet lost in a 1715 hurricane, the Treasure Coast's principle city is Port St. Lucie. It is a northern neighbor to Miami and the Gold Coast. The affluent Naples and major land reserves characterize the Paradise Coast. The Ringling Estate and Sarasota make the Cultural Coast come alive. Twenty miles of beaches along the Gulf Coast distinguish the Suncoast from the forests and blackwater rivers of the Nature Coast.

Travel up to Florida's Big Bend along its emerald waters. Find the Forgotten Coast. With no major cities, it may be the best place to enjoy the state's white-sand beaches.

Why are HOA Fees So High in 55+ Communities?

HOA fees (homeowner association fees) come in a wide range, and each 55+ community has a different set of guidelines for determining its HOA fees. Generally, the more amenities, the higher the fee. And often older communities have higher fees because as a development ages, maintenance costs increase. Most communities have bylaws stating how high HOA fees can be raised each year. When looking for a 55+ community, always ask about the fees. How much are they? What do they cover? How many increases have there been in the last 10 years? If the developer or sales staff will not tell you, visit on a Saturday when people are out and about and ask a resident or two about the HOA fees.

Communities by State

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