Although a few of the nearly 468 homes are new and look site-built, most are pre-owned and around 1,000 square feet with two bedrooms and two baths. Pre-owned homes can be unfurnished or furnished and have upgraded appliances, a carport, a deck, as well as a washer/dryer.

Prices start below $100,000. The lot fee is $652 to $752 per month, depending on whether the lot has an interior location or a lakefront location. Cable, curbside trash removal and shared amenities are also included in the fee. The residency application is $90. Please verify these prices with a Realtor as prices may change.

Pinelake Village features lush landscaping and three stocked lakes. The community clubhouse features a well-appointed kitchen, a teak dance floor, a library, an exercise room, a billiard room, and a card room. The swimming pool, spa, and shuffle board courts are just outside the clubhouse door.

Communal activities can include a weekly movie, pancake breakfasts, woodcarving classes, bingo nights, and luncheons. Boat and RV storage are available. Pets weighing less than 20 lbs are allowed. The beach is half a mile away.

Jensen Beach, once called the "Pineapple Capital of the World," still holds an annual Pineapple Festival. It is minutes from large malls, Fort Pierce, Port Lucie, and New York Mets spring training facilities. Its town beach, a wide sandy expanse along the Atlantic Ocean, is on Hutchinson Island and is a great spot for swimmers, bathers, and surfers. The town borders the Savannas Preserve State Park. The park is open for canoeing, biking, hiking, bass fishing, and horseback riding.

There is no local hospital, but Martin Memorial Medical Center is just five miles away in Stuart and is accredited by the Joint Commission.

Jensen Beach has a hot, humid climate. Summer temperatures are in the 80s and 90s with high humidity levels and frequent rainstorms. Winter temperatures are in the 60s and 70s.

Visit tinyurl.com/y6dpgjhh for more information and to see listings.

Florida:

Sticking out into Hurricane Alley, Florida was a land no nation seemed to want. Starting in the early-1500s, it was ruled successively by Spain, France, England, and the Confederate States of America and had a backwater reputation. Other than St. Augustine and Pensacola, cities were few. The area was rural and populated by frontier farmers.

In the late-1800s, changes came when railroads began chugging down both coasts. Industrialist Henry Flagler's Florida Easy Coast Railway even made it all the way to Key West. The Great Florida Land Boom, the build-up to World War II, and the space industry also helped turn Florida into one of the nation's most populous states. In 1900, there were about 500,000 residents. Today, there are more than 20 million, almost 351 people per square mile.

Why do people keep coming? Tourism marketing is one reason. Annually, millions visit Orlando's theme parks and the state's 663 miles of white sand beaches. Taxes generated by the billion dollar vacation industry allow Florida to prosper without a personal income tax. Budget-sensitive retirees have flocked to its cities and shorelines.

If you can ignore the hurricanes, the state's climate is relatively mild. Only five other states are sunnier. Florida's system of state universities and community colleges is sizable, and its big cities are meccas for culture and the arts. Sarasota is a good example. Its Ringling Museum Complex contains internationally known art museum, a circus museum, an historic theater, and a 66-acre garden. Museums near Orlando range from a Zora Neale Hurston gallery to a Madame Tussauds.

Newer Communities vs. Older Communities

Retirement communities come in a variety of shapes and sizes. These days new communities have a lot of bells and whistles, often including a large clubhouse with a state of the art fitness center, a resort-style swimming pool, an 18 hole championship golf course (or two or three), concierge services, transportation services, a rental program and much more. Something to keep in mind with newer communities is how the development will look when it is completely built out. And who will the residents be? Older communities often cannot match the amenities of newer ones, but they make up for that by having an established group of residents. You have a better idea what you are getting when you buy into an older development.

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