Although there are some duplexes, most homes are condos clustered in quads. Resales come in three floorplans with between 2,146 to 2,275 square feet. Most have a main-level master suite, two or three bedrooms, two baths, and an attached two-car garage. A covered porch, patio, den and second floor guest room are possible. Exterior vinyl comes in muted colors with stone trim. A pitched roof is standard.

Prices start in in the low-$400,000s. The $335 monthly HOA fee covers amenities, shared ground maintenance, and lawn care.

The compact clubhouse has game rooms, a catering kitchen, a fireplace, as well as an exercise center with cardio and strength-training equipment. Outside, there is a mini-park and a swimming pool.

The community does not have an activities director, but neighbors meet regularly for potlucks, holiday parties, card nights and camaraderie.

The Orchards is minutes from retail and restaurants. The Cumming Fairground hosts car shows and country fairs. The town's aquatic center has an indoor lap pool and an outdoor leisure pool. Housed in a historic school building, the Cumming Playhouse holds concerts and theatrical productions. Sparkling, 38,000-acre Lake Lanier is minutes away and Atlanta is less than an hour's drive.

Northside Hospital Forsyth is accredited by the Joint Commission.

Summer temperatures are in the 80s and 90s, and winter temperatures are in the 30s and 40s. On average, the area receives 58 inches of rain and a dusting of snow each year. The elevation is 1,425 feet above sea level.

Visit tinyurl.com/256nrfac for listings.

Georgia:

Hernando de Soto of Spain traveled to this area in 1540, but the English had a stake here, too. A general, James Oglethorpe of England, created a haven for English debtors in the area in 1733, and he defeated Spanish invaders in 1742.

Georgia was a Confederate stronghold during the Civil War. It suffered tremendous damage when General Sherman of the Union Army burned Atlanta and then conducted his March to the Sea in 1864, resulting in the capture of Savannah.

The largest in the Southeast, Georgia has seen a lot of growth in the last couple of decades. Atlanta, the capital city, is a transportation center and communications hub, and it is from where goods are distributed to much of the surrounding region.

A leader in paper and board products, Georgia also produces textiles, processed chicken, chemicals and apparel. A few of the important agricultural products are soybeans, cotton, corn, tobacco, peaches and eggs. Georgia also grows more peanuts than any other state. Half of the world supply of turpentine and resins are made from Georgia's pine trees.

Wesleyan College in Macon was the first college in the world chartered to grant degrees to women, and in 1945 Georgia was the first state to lower the legal voting age from 21 to 18.

Major tourist spots include the National Cemetery, Andersonville Prison Park, Okefenokee National Wildlife Refuge, the Little White House where President Roosevelt died in 1945 (Warm Springs), the giant Confederate Memorial at Stone Mountain (the largest sculpture in the world), the Cumberland Island National Seashore and Kennesaw Mountain National Battlefield Park.

A New Start

Moving to a new place for retirement, whether it be a planned community in your current town or to an entirely new metropolis, it is the beginning of a new chapter and full of possibilities. It takes a certain amount of courage to leave what is familiar for the unknown, but the rewards are usually worth it. Most people who make the move are looking for the same things, including solid health care facilities, a comfortable climate (which may mean different things to different people), chances to become involved in the new community, access to cultural and recreational amenities and an opportunity to make new friends. While some people dread retirement, savvy people know it can be the beginning of something great!

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