Older single family residences have one to two stories, while newer homes are one level. Sizes range from approximately 1,335 square feet to 2,270 square feet with two to three bedrooms and four baths. An attached two car garage, oak kitchen cabinets and nine foot ceilings are standard in most dwellings. Home exteriors are white or light colored, giving Heritage Hawk a uniform look. Tree lined neighborhood lanes do not have sidewalks, and ponds and walking paths throughout the community help create a soothing ambiance.

Home prices start in high-$500,000s. The HOA fee is $272 per month. Please check with a Realtor or the community to verify these prices as they may change.

The 18 hole golf course winds its way through neighborhoods and around amenities, giving Heritage a serene, suburban quality. The well-appointed, 10,000 square foot clubhouse features a beautiful reception area, vaulted ceilings, a fitness center, a library and an arts and crafts room, making it a busy gathering spot. The Hawkeye Grill serves drinks and food.

Residents also enjoy tennis courts, an outdoor pool, a small spa and a patio area. A full-time activities director plans various activities for hoemowners six days a week, with game nights, holiday parties and pot lucks particularly popular.

Lake St. Louis started as a private, planned resort development in the 1960s and became a city in 1975. It is built for recreation and comfortable living, often landing on "best places to live" lists. Its wide array of amenities includes two private, man-made lakes, beaches, riding stables and more. The Meadows at Lake St. Louis is a nice shopping mall just down the road from Heritage of Hawk Ridge.

SSM Saint Joseph Hospital West is the primary medical facility in town and has been named one of the nation's 100 Best Hospitals several times. It is accredited by the Joint Commission.

Summer temperatures are in the 80s and 90s, and winter temperatures are in the 20s, 30s and 40s. On average, the area receives 40 inches of rain and 15 inches of snow per year.

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Missouri:

Missouri is a Midwestern state with Southern influences and is named after the Missouri River. While the state does not have an official nickname, it is often called the "Show Me State," a moniker attributed to Congressman Willard Vandiver who said in 1899, "I come from a state that raises corn and cotton, cockleburs and Democrats, and frothy eloquence neither convinces nor satisfies me. I'm from Missouri, and you have got to show me."

Bordered by eight other states, Missouri's major cities are Kansas City and St. Louis. The capital is Jefferson City.

Now considered part of Tornado Alley by many meteorologists, Missouri receives a good deal of violent thunderstorms and tornados. The 2011 Joplin tornado killed 159 people, and a tornado that hit St. Louis in 1896 killed 252 people, making it one of the worst tornados in U.S. history.

Ragtime music, Kansas City jazz, and St. Louis blues all got their start in Missouri. St. Louis is also home to Anheuser-Busch, the world's largest beer producer. The Lake of the Ozarks and Branson attract thousands of tourists every year. Famous Missourians include Walt Disney, Mark Twain and Harry Truman.

Are 55+ Communities Really "Retirement" Communities?

Many people who live in age-restricted developments (usually for people age 55+) are still gainfully employed. So why would they live in what is considered a "retirement" community? Why not continue to live in a standard neighborhood? People still employed choose age-restricted communities for the same reasons as people who are retired do: the safety, amenities and sense of community that one can provide.

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