Homes are mostly built in adobe Pueblo or Territorial Revival style, and buyers have nearly a dozen floor plans from which to choose. Most of these single story houses come with R-23 exterior wall insulation and Low-E windows. The smallest residence is about 1,000 square feet with two bedrooms, two baths and a great room. The largest has nearly 4,000 square feet with five bedrooms, three baths, large closets, bay windows, and a great room that opens onto a covered patio.

Prices start in the low-$400,000s. The monthly HOA fee ranges from about $110 to $310, depending on the home. Please verify these prices with a Realtor as they will change.

Rancho Viejo has six parks and miles of paved trails that connect village to village and the community to the neighboring open space of the New Mexico Land Conservancy. The Institute of American Indian Arts and the Santa Fe Community College are within Rancho Viejo borders. The IAIA has a museum and a book club inspired by its exhibits.

Santa Fe's rich cultural landscape includes more than 200 galleries, hundreds of restaurants, 14 museums, and its world famous opera company. The city manages parks and community gardens. Its largest recreation center has a 50 meter pool and offers classes that range from cycling and kayaking to pilates and yoga.

Christus St. Vincent Regional Medical Center, the primary medical facility, is accredited by the Joint Commission.

The elevation here helps moderate the summer heat, but in July, temperatures can still reach the 90s or higher during the day. January temperatures can dip into the 20, but the average day temperature is 45 degrees. On average, the area receives 13 inches of rain and 25 inches of snow per year.

Visit www.ranchoviejo.com for more information. Go to tinyurl.com/y2awafet for more listings.

New Mexico:

The first Europeans in this area were the Spanish in 1542. The first settlement grew up on the Rio Grande River in 1598, and Saanta Fe was founded as the capital in 1610. The United States won most of New Mexico in the 1848 Mexican War and received the remainder in the 1853 Gadsden Purchase.

During the Civil War, Union troops won New Mexico from the Confederacy. Geronimo surrendered in 1886, and soon after the Apache Wars and most other Native American conflicts ended.

New Mexico has been a leader in energy development and research since 1945. Los Alamos Scientific Laboratory, as well as Sandia laboratories, were, and are, instrumental in the solar, nuclear, and geothermal areas of energy development.

The state also has rich mineral deposits and has a large supply of potassium salts and uranium. Copper, natural gas, petroleum, zinc, silver, gold, lead, as well as molybdenum bring in substantial revenue. Farm and ranching poducts include sheep, sorghum, pecans, cotton, peanuts and more.

Fun sites to visit include the Carlsbad Caverns, the ruins located at Fort Union, Inscription Rock at El Morro National Monument, White Sands and Chaco Culture National Historical Park.

Why Would Someone Age 55+ Retire in an All Ages Development?

While communities designed for people age 55 or better have a lot of benefits, not everyone wants to retire in a development where most of the residents are the same age and often of the same socioeconomic backgrounds. All ages community by law cannot discriminate based on age so they nearly always have a wide range of residents, from families and single professionals to empty nesters and often retirees. Many all ages neighborhoods are organic, that is having grown over time and never having been "master planned." These usually do not have amenities such as a pool, tennis courts, etc. But more and more all ages communities are master planned, gated, with covenants and HOA fees. Retirees often prefer these to 55+ communities because they allow more interaction with people from more cross sections of the country.

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