Arranged in a unique pattern designed that offers residents a sense of privacy, the 64 English cottage-inspired town homes are available in four different floor plans and include either two or three bedrooms and either two or three bathrooms. Square footage ranges from approximately 1,150 to 2,000, and each home comes with a two-car garage. Exteriors are fiber cement and stone veneer. Polo Club Matthews is open to buyers of any age, but the community's low maintenance lifestyle, single level home designs and comfortable feeling have attracted the attention of baby boomers and retirees.

Depending on the size and floor plan, prices range from the mid- to high-$200,000s to the mid-$300,000s. The HOA fee is $315 per month and covers lawn care and exterior maintenance. Please verify these prices with a Realtor as they are bound to change.

The clubhouse is reserved exclusively for members of the community, offering a great place for a meeting or party. Maintaining an active lifestyle is especially easy with the outdoor pool, exercise room and walking trail. Residents also participate in hobby groups, card games and book discussions.

Presbyterian Hospital is award winning for excellence in overall patient experience, general surgery and more. It is accredited by the Joint Commission.

This area has a humid subtropical climate. Summer temperatures are in the 80s and 90s, and winter temperatures are in the 20s, 30s and 40s. On average, Matthews receives 45 inches of rain and 3 inches of snow per year.

Visit tinyurl.com/y3czeezq for more information. Listings do not come up often.

North Carolina:

Sir Walter Raleigh sent English colonists to North Carolina in 1585 and 1587 to settle Roanoke Island. Permanent settlements were established in 1653, and early conflicts included pirate raids, the Quaker-led Cary Rebellion and the Tuscarora Indian War.

North Carolina didn't see much fighting during the American Revolution, but many residents went out of state to fight. A lot of locals were pro-Union and anti-slavery, but the state joined the Confederacy during the Civil War.

The state is the nation's largest tobacco producer, furniture maker and brick and textile manufacturer. Papermaking, chemicals, and metalworking are important to the state economy, too. Most lithium and mica come from here.

Tourists spend more than $1 billion in North Carolina annually. Sporting options include skiing, golfing and fishing. Major attractions include the Great Smoky Mountains, Cape Hatteras, the Blue Ridge National Parkway, the Wright Brothers memorial, Carl Sandburg's home, and an Old Salem re-creation in Winston-Salem. North Carolina's climate is warm and tropical most of the time, but it can be subject to fierce storms part of the

Stats:

Population - 10,146,788

Persons 65 years old and over - 16%

High school graduates, persons age 25+ - 85%

Bachelor's degree or higher, persons age 25+ - 28%

Persons of Hispanic or Latino origin - 9%

White persons, not Hispanic - 65%

Median household income - $46,848

Median home value - $154,500

Social Security taxed? No

Source: U.S. Census Bureau

Newer Communities vs. Older Communities

Retirement communities come in a variety of shapes and sizes. These days new communities have a lot of bells and whistles, often including a large clubhouse with a state of the art fitness center, a resort-style swimming pool, an 18 hole championship golf course (or two or three), concierge services, transportation services, a rental program and much more. Something to keep in mind with newer communities is how the development will look when it is completely built out. And who will the residents be? Older communities often cannot match the amenities of newer ones, but they make up for that by having an established group of residents. You have a better idea what you are getting when you buy into an older development.

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