Each home has a slightly pitched roof, a nicely landscapded yard, a small porch and an attached 2-car or 3-car garage. Some dwellings have brick exterior accents. A solid concrete foundation, a private, fenced backyard, an underground sprinkler system and an energy efficient design are standard. To the untrained eye, these homes look site-built.

Prices begin in the low-$400,000s, but please verify this with the community or a Realtor as prices will change. The monthly fee is around $600 and covers land and property taxes, cable TV, amenities, common area maintenance and more. Additional costs include homeowner's insurance and utilities.

The grounds are thick with tall trees and bushes. A creek winds its way through the community and feeds into a pond stocked with rainbow trout. Walkways and waterfalls create a soothing outdoor environment, and ducks, geese and other wildlife often come to visit. Residents enjoy an 8,000 sq. ft. clubhouse with a craft room, a dance hall and a fitness center. There are coffee get togethers, potlucks, dessert parties, garden parties, BBQs and planned outings.

Eugene is home to the University of Oregon and is known as a "Great City of the Arts and Outdoors." Fairs and markets are plentiful, and coffeehouses, pubs, microbreweries and eclectic shops dot the city. Small organic food stores are common in almost every neighborhood. Several vineyards and wineries within a short drive of town limits. The University has a continuing education program, and its Osher Lifelong Learning Institute (OLLI-OU) is targeted to the mature Eugene demographic.

PeaceHealth Sacred Heart Medical Center is the primary health care facility and has been named one of the best hospitals in Oregon. It has also won twelve consecutive consumer choice awards. Its accreditation comes from DNV Healthcare, a relatively new accreditation organization.

Residents enjoy three beautiful short seasons and one long, mostly rainy winter, which lasts from November to at least April. Temperatures are moderate with summer temperatures in the high 70s and mid 80s, and winter temperatures in the 30s and 40s. On average, the area receives 45 inches of rain and 5 inches of snow per year.

Visit www.gainsboroughhomes.com for more information. Go to tinyurl.com/4syrpd44 for listings.

Oregon:

English and Spanish sailors spotted the Oregon coast in the 1500s and the 1600s, respectively. Captain Cook mapped part of the coastline while he was seeking the Northwest Passage. Captain Robert Gray, helming the Columbia, discovered a large river and he named it after his ship. A fur depot called Astoria, established by John Astor, was formed in 1811.

For years the British, particularly the Hudson Bay Company, and the Americans occupied this area, with squimishes common. The Oregon Treaty of 1846 resolved the conflict, finally establishing a boundary between British North American (modern day Canada) and the U.S.

The region has a large wood and lumber industry, as well as important paper and salmon industries. Peppermint, blackberries, boysenberries, cover seed crops, black raspberries, loganberries, and hazelnuts are important crops. Electric power from the state's many dams fuels the manufacturing sector.

Popular sites include Crater Lake National Park, Bonneville Dam, Mount Hood, Hells Canyon, Newberry Volcanic National Monument, and the Columbia River Gorge. From its rugged coastline to its large evergreen forests, Oregon is a very pretty state.

Newer Communities vs. Older Communities

Retirement communities come in a variety of shapes and sizes. These days new communities have a lot of bells and whistles, often including a large clubhouse with a state of the art fitness center, a resort-style swimming pool, an 18 hole championship golf course (or two or three), concierge services, transportation services, a rental program and much more. Something to keep in mind with newer communities is how the development will look when it is completely built out. And who will the residents be? Older communities often cannot match the amenities of newer ones, but they make up for that by having an established group of residents. You have a better idea what you are getting when you buy into an older development.

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