An established, self-contained community with nearly 7,500 residents and a variety of neighborhods, Fairfield Glade has many of the amenities of a town, although it is not incorporated. Buyers have a wide selection of home styles from which to choose, including single family homes, town homes and condominiums. Most residences sit on a wooded lot, and higher priced properties are usually close to either a lake or a golf course.

Prices generally start in the mid- to high-$100,000s. The monthly HOA/Membership fee is about $115. Amenities are pay as you go. Please check with a Realtor to verify these prices as they may change.

Fairfield Glade has just about every necessity that residents need. Eleven spring-fed lakes, 12 tennis courts, two marinas, riding stables, beaches, recreation centers, a library, a full-service grocery store, a wellness center with indoor pools and a walking track, two country clubs, restaurants, a dog park and a shopping mall with a post office, a pharmacy and a hardware store mean that homeowners raretly have to leave the community.

Residents also have six churches from which to choose, as well as the peace of mind knowing that Fairfield Glade provides 24-hour security, ambulance services, fire services and paramedic services. The HOA fees cover these protections, as well as a country club membership, weekly trash pickup and sewer costs.

This area is known as the "Golf Capital of Tennessee," Fairfield Glade itself has 5 PGA championship courses, including one that is consistently noted as Tennessee's #1 public course and one, Stonehenge, that was given four stars by Golf Digest. There are a total of 90 holes of golf, and the courses are tucked within a lush landscape. Mild weather makes being on the course a year-round pleasure.

Crossville is six miles down the road and has amenities not found in Fairfield Glade. It also has an accredited hospital, Cumberland Medical Facility, which is a 182-bed regional medical center.

The 2,000 foot elevation of the Cumberland Plateau helps mitigate temperatures and humidity at Fairfield Glade. Summer temperatures generally reach into the low-80s, and winter temperatures are usually in the the 30s, 40s and 50s. On average, the area receives 50 inches of rain and a dusting of snow each year.

Visit www.fairfieldglade.net for more information.

Tennessee:

The state's nickname was born in the War of 1812 when a contingent of volunteer soldiers fought valiantly at the Battle of New Orleans. The Volunteer State was the 16th to enter the Union on June 1, 1796. Today, it may be best known as the home of blues and country music. Its largest cities, Memphis and Nashville, have hosted the best in both genres from Muddy Waters and B. B. King to Johnny Cash and Dolly Parton.

Tennessee is only 112 miles wide, but its longitudinal borders stretch from the Appalachian Mountains to the Mississippi River. It contains 41,200 square miles of land and 926 square miles of water. Main land regions include the Blue Ridge, the Appalachian Ridge, the Cumberland Plateau, the Nashville Basin, and the Gulf Coastal Plain. Clingman's Dome, the state's highest point, is in the Blue Ridge. Weather throughout is generally mild. Winter and spring are the rainiest seasons. Hazardous storms are rare.

Farmland spreads over 44% of the state. Beef cattle and calves are top agricultural products. Tennessee's manufacturing industry produces processed foods, transportation equipment, and chemicals. Tourism is also a driving force.

Nashville's Grand Ole Opry began in 1925 as the WSM Barn Dance. It's one of the state's most popular attractions and remains on the record books as the longest running radio show in the U.S. Named after a city in Egypt, Memphis is home to Sun Studio and Elvis Presley's Graceland.

Why are HOA Fees So High in 55+ Communities?

HOA fees (homeowner association fees) come in a wide range, and each 55+ community has a different set of guidelines for determining its HOA fees. Generally, the more amenities, the higher the fee. And often older communities have higher fees because as a development ages, maintenance costs increase. Most communities have bylaws stating how high HOA fees can be raised each year. When looking for a 55+ community, always ask about the fees. How much are they? What do they cover? How many increases have there been in the last 10 years? If the developer or sales staff will not tell you, visit on a Saturday when people are out and about and ask a resident or two about the HOA fees.

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